Are you paying the extra 3.8%—when you may not have to? The Net Investment Income Tax (NIIT) kicks in once your income rises above $200,000 (single) or $250,000 (married).
The good news? There are strategic ways to help reduce or avoid it:
🔶 Prioritize tax-exempt options like municipal bonds
🔶 Maximize contributions to retirement accounts and HSAs
🔶 Harvest losses to offset gains
🔶 Strategically time income to stay below key thresholds
The goal isn’t to overhaul your entire portfolio — it’s to make your tax strategy as thoughtful as your investment strategy.
At Liberty One Wealth Advisors, we help clients align portfolio design, timing, and tax management so your wealth works smarter, not just harder. Reach out to us to schedule a complimentary Q&A with one of our team members.
