Jacky Petit-Homme Honored by Marquis Who’s Who
We discuss Jacky’s journey in building a financial planning firm in Philadelphia, the value of working directly with an intimate group of clients, the imperativeness an emergency fund, and how a great financial planner is a financial coach. Jacky’s core values are: 1. Authenticity – I am unapologetically me. 2. Resilience – I bounce back […]
“Your Financial Fire Extinguisher” – Jacky Petit-Homme, CFP®
We discuss Jacky’s journey in building a financial planning firm in Philadelphia, the value of working directly with an intimate group of clients, the imperativeness an emergency fund, and how a great financial planner is a financial coach. Jacky’s core values are: 1. Authenticity – I am unapologetically me. 2. Resilience – I bounce back […]
Building Credit the Smart and Fun Way with Credit Cards
Building Credit the Smart and Fun Way with Credit Cards Credit cards are often misunderstood, but when managed wisely they can be a powerful tool for building long-term financial health. Good credit is important because it influences your ability to borrow money, the interest rates you pay, your insurance premiums, and in some cases even […]
What to Consider If You’re Moving Abroad
At Liberty One Wealth Advisors, we’re fortunate to work with clients who live and spend time around the world – from China to the UK, Portugal, Spain, Italy, Greece, and beyond. Whether you’re relocating temporarily or planning a long-term move, living abroad opens up new opportunities and unique challenges for your financial life. Here are […]
How Retirees Can Maximize Charitable Giving with QCDs
Retirees often want to support their favorite causes, but taxes can complicate the process. One powerful strategy – now more valuable than ever – is the Qualified Charitable Distribution (QCD). What is a QCD? A QCD allows IRA owners age 70½ or older to transfer funds directly from their traditional IRA to a qualified charity. […]
Understanding Behavioral Finance
Behavioral finance is the study of how psychology influences financial decisions. Even the most experienced investors are not immune to emotions like fear, greed, and overconfidence. Understanding how these behaviors shape decision-making is essential for building a disciplined financial strategy. By recognizing our natural biases, we can avoid costly mistakes and stay focused on long-term […]
What the Fed’s Recent Rate Cut Could Mean for Investors
The Federal Reserve recently lowered interest rates by a quarter point, with more cuts possible ahead. For investors, the key question is how rate cuts impact the stock market and broader economy. Market Impact of Rate Cuts Historically, the stock market tends to respond positively to lower rates. Cheaper borrowing costs help companies access capital […]
Understanding Mortgage Seasoning: What Homebuyers Need to Know
In today’s competitive housing market, many families are choosing to make all-cash offers to stand out to sellers. Paying cash can help secure a home quickly and without the uncertainty of financing delays. But after the purchase, most buyers don’t want all their capital tied up in a single property. That’s where refinancing comes in. […]
Bonus Depreciation Explained – What Business Owners Need to Know
In our latest video, we break down one of the big changes from the One Big Beautiful Bill: bonus depreciation. Assets purchased after January 2025 are eligible for 100% bonus depreciation Great news for businesses buying equipment or machinery A major shift from the TCJA phase-out schedule But here’s the key takeaway: don’t let […]
SALT Deduction Changes Under the One Big Beautiful Bill (OBBBA)
Starting in 2025, the state and local tax (SALT) deduction cap rises from $10,000 to $40,000 for married couples. This is a big deal for families in high-tax states like New York, California, and New Jersey. Here’s what to know: – Deduction cap increases 1% annually until 2029, then reverts back in 2030 – […]