This season of giving is the perfect time to support the causes you care about while also maximizing your tax savings. In my latest video, I share:

✅ How to make tax-deductible donations

✅ Benefits of donating stock or using Donor-Advised Funds

✅ How retirees can use QCDs to reduce taxes

Long-term care planning is an essential part of securing your financial future, but it can feel overwhelming. To mark Long-Term Care Awareness Month, we have created a quick video highlighting the pros and cons of key strategies.

While planning can become nuanced, this high-level overview is a great place to start.

Are you gambling with your financial future?

Concentrated stock risk is one of the most overlooked dangers in investing—especially during strong market years. While the overall stock market tends to rise over time, individual stocks often follow a boom-or-bust trajectory (cc: Spirit Airlines). 

Big news for retirement savers! In this video, Christopher Klein, CFP® from Liberty One Wealth Advisors breaks down the new 2025 'super catch-up' contribution for 401(k) plans. If you’re between 60 and 63, starting in 2025, you’ll have the opportunity to contribute up to $34,750 annually—one of the biggest contribution increases in 20 years! This change is perfect for anyone looking to boost their retirement savings, especially if they had gaps in employment or started saving later.

We'll also discuss an important tax change coming in 2026: higher-income earners making over $145,000 will need to make their catch-up contributions as Roth, allowing for tax-free growth in retirement. If you’re considering your retirement options, now is a great time to revisit your strategy and make the most of these changes. Reach out to Liberty One Wealth Advisors for personalized guidance!

Financial planning that’s tailored for women? Yes, please!  

In this episode of Inevitable Wealth, Jacky and Guilian break down the potential tax policy changes at stake in the 2024 Presidential Election and what they mean for your finances. From income tax rates and capital gains to estate planning and corporate taxes, we cover both candidates' approaches and discuss key strategies for navigating possible changes. Whether the Tax Cuts and Jobs Act sunsets or is extended, this episode offers actionable insights on how to prepare your portfolio and protect your wealth amid policy uncertainty. Tune in to stay one step ahead!

📊 Historical data from 1860 to 2020 shows no significant difference in returns during election years vs. non-election years. The markets tend to take political events in stride, with volatility often lower than expected. Stay focused on your long-term plan, control what you can, and keep your financial goals in sight. Have questions? We’re here to help.

In this video, Christopher Klein, CFP® of the Liberty One Wealth Advisors team introduces you to Direct Indexing—a powerful strategy that can give you greater control over your portfolio. Direct Indexing allows you to directly own individual stocks within an index, offering unique opportunities to tailor your investments to your personal values, optimize tax efficiency, and align with your specific financial goals.

There has been a lot of information coming out over the past few years regarding inherited IRAs, and some questions have finally been answered with the most recent guidance released by the IRS. Let’s look at what that means for those who have inherited IRAs recently and how they are to be handled moving forward.

🌳💰 Curious about the impact of taxation on your investments? Our latest video breaks down whether it's better to tax the seed (initial investment) or the tree (final value). Learn how understanding this concept can help you make more informed investment decisions regarding your Roth IRA or 401k and Traditional IRA or 401k, especially with the Tax Cuts and Jobs Act sunsetting in 2025!

#TaxPlanning #InvestmentStrategy #LibertyOneWealth

Imagine you just sat down on the beach to kick off your first vacation of the summer when suddenly your phone rings. You answer, and someone on the other end states that your bank account has been compromised and you must provide them with your personal information immediately. They continue to add a sense of urgency with each word, and you give them the details they are looking for to prevent further damage. The call disconnects and you try to wrap your head around what just happened.

Liberty One Wealth Advisors is honored to be recognized as the Favorite Wealth Management Firm by the Philly Inquirer. A heartfelt thank you to our dedicated team and the families & businesses we serve for the trust placed in us. Here's to continuing to provide first-class wealth management in Philadelphia!

#BestWealthManagement #PhillyInquirer #LibertyOneWealth

Chris Klein, CFP® provides insight on Tax Day 2024.

Chris Klein, CFP® provides insight on the impacts of the sunsetting TCJA and a few proactive strategies to consider.

Jacky Petit-Homme was invited as a speaker and expert on all things finance to join Daralyse Lyons on Evening WURDs.

The newest elected directors of the Alumni Board of Governors bring experience, expertise, enthusiasm and unique perspectives to this volunteer leadership role. Congratulations, Fan!

“This throwback picture captures my very first semester at Drexel, filled with excitement and curiosity. Fast forward to today, I'm thrilled to share that I've been elected to serve on the Drexel University Alumni Board of Governors. “

Toward the end of our tenure at our prior firm, the excessive focus on cross-selling banking products reached unprecedented levels, prompting us to embark on a new venture—a genuine fiduciary firm, distinct from those that only adopt fiduciary principles sporadically, when convenient for them.

To gain valuable insights into the world of financial advising, we invite you to tune into Episode 4 of Inevitable Wealth. In this episode, we delve into frequently asked questions for advisors and shed light on the disparity between the lower suitability standard adhered to by many institutions and the higher fiduciary standard upheld by RIAs like Liberty One Wealth.

It was an honor for us to support this incredible organization and contribute to their mission of defending the potential of young minds.

At Liberty One, we strongly believe in giving back to our community and empowering future generations. BBBSI has been making a significant impact on the lives of young individuals, providing them with mentoring relationships that nurture their potential and inspire them to achieve their dreams.

Fan Feng, CFP® enjoyed speaking last week on the RIA Institute panel on how she bests advises the families and companies that she serves, specifically noting how behavioral finance comes into play. Biases, inherent and/or learned can cause investors to make decisions that are seethed in emotions and irrationality that makes it increasingly difficult for them to achieve their long-term financial goals. As a fiduciary, Fan works with families and businesses to overcome these challenges and achieve their financial goals!